Money Saving Ideas Tips & Suggestions

We realize as we grow older that cash just doesn’t seam to go as far as it used to. Many people today live from paycheck to paycheck. With ever-rising prices and out of control inflation, many of us look for ways to save that hard-earned cash any way we can. Here you will find several money saving ideas, tips and suggestions that can help you stretch those hard-earned paychecks as far as possible. Your comments and suggestions are always appreciated so drop a comment below if you have something to add or suggest.

All the links below are within this website you’re browsing through now.

10 Alternate Uses For Brand Name Products

10 Alternate Uses For Car Wax

13 Tips For Saving Money On Groceries At The Supermarket

15 Driving Tips For Better Fuel Economy

Cell Phone Plans: Should You Go PrePaid or Contract?

Cell Phone Secrets You May Want To Know

FREE 411 Directory Assistance – Now More Choices!

Saving Money At The Checkout Stand: Are You Coupon Savvy?

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Money Saving Tips At The Checkout Counter: Are You Coupon Savvy?

How Coupon Savvy Are You?

couponclippingsIn today’s shaky economy where most Americans (as well as others in countries around the world) find themselves tightening their belts and cutting back on non-essentials. There should be no need to feel embarrassed about clipping coupons and presenting them at the checkout stand as needed. In fact, there are a number of people out there that have gone way beyond that. There are sites now for coupon exchanges, clearinghouses, people putting them on CraigsList, eBay, and many other online classified marketplaces. I’ve even come across a site or two that keeps store ads and coupon ads updated on a daily/weekly basis — which is basically — a locator of where to shop to get a specific item at a particular sale price plus where to find the coupon at for further reductions. You may even be able to combine a store coupon with a manufacturer’s coupon for the ultimate savings. You may even luck out and find “double value coupons” or receive free coupons in the mail for example “spend $25 and get _x_ items for free or 50%-75% off”.

cash-moneyBelow you will find the best and most highly recommended sites for maximizing coupon savings to help stretch your dollar as far as possible. Most included FREE printable coupons on groceries, personal bath products and merchandise for your immediate use on your next shopping trip. A few will give you the latest coupon codes for immediate use.

Check ’em out and see which one’s work best for you…coupons-grocerybags-cart-checkout

Here are a few more ways to become more COUPON SAVVY…

  • Clip Newspaper Coupons – Check the Sunday newspapers for coupon inserts from RedPlum, Smartsource, and PG Brand Savers (Proctor and Gamble). You can get duplicate coupons by purchasing more than one Sunday newspaper. Try asking friends and relatives for coupon inserts that they’re not planning on using.
  • Print Out Internet Coupons – Visit smartsource.com and redplum.com for more money saving coupons. Both sites require you to download free coupon printing software so that grocery clerks will be able to scan them. I love these coupons as I often find they are for $1.00 or more off the regular price of items. Just be sure to check your supermarket’s internet coupon policy. One of my local supermarkets does not accept internet coupons at all. Another local supermarket will accept them, but only up to $1.00.
  • Combine Your Coupons – You can use a combination of newspaper coupons and internet coupons to net big savings at the supermarket. If you time your purchases correctly, you can use these on top of supermarket items already on sale.
  • Study The Sales Circular – Find out what’s on sale and plan your menu around those items. My favorite supermarket’s sales circular saves me some work by making note of corresponding coupons found in newspaper coupon inserts. Another great thing about sales circulars is that many also include additional coupons you can use for more savings.
  • Sign-Up For The Supermarket Savings Program – They go by a variety of names (Super Savers, Price Plus, Advantage Plus, Super Shoppers, etc) but they do the same thing: save you money! When you sign up, you’ll receive a card. Each time you shop, present the card to the cashier and any discounts offered on items you purchased will be taken off. Many savings programs offer free turkeys and hams throughout the year (based on the amount you spend during a certain period of time), mail additional coupons to your home, and even offer discounts for families who purchase lots of baby items.
  • Familiarize Yourself With Your Supermarket’s Savings Policies – Ask the following questions to get the most for your money: Does this store accept competitor’s coupons? Does this store double or triple coupons? Does this store accept internet coupons? What day of the week do sales begin?
  • Stock Up On Items When They Are On Sale – Most supermarkets tend to drop the prices on meat on the “Sell Buy” date. Often times, prices on these meats are significantly reduced because they cannot sell it after this “Sell Buy” date. This is the perfect time to swoop in, scoop up the great deals, and freeze them immediately for later use. This way, you’re able to keep your freezer well stocked.
  • Stockpile Pantry Goods As Well – Save money by purchasing goods BEFORE you need them. When something goes on sale, arm yourself with coupons and buy enough to last 3 months or so. You never want to be forced to pay full price for an item just because you need it now. Plan Ahead
  • Don’t Forget The Drugstores – Great deals can be found on detergents, hygiene products, and paper toiletries at places such as Walgreens, Longs, CVS, and Rite Aid. Check the sales circulars for these stores as well. They often include money saving coupons. Manufacturer’s coupons are generally accepted there as well.
  • Seek Money Saving Solutions Online – Two great places to visit are The Grocery Game and Coupon Mom. Both sites help grocery shoppers keep track of coupons and note when items reach rock bottom prices so you can really save money. The Grocery Game charges a fee for the service, but Coupon Mom does not. Another website to check out is The Grocery Guide. When you enter your zip code, you can choose a supermarket in your area and view the store’s sales. It also tells you if coupons are available and lets you know where to find those coupons.

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Coupons Books for Entertainment & Dining– This one you’ll have to pay for if interested, but has the potential to save you hundreds if you and your family or friends dine out or entertain frequently. There are tons of different editions of this booklet that specialize in individual cities and regions across the United States. Prices vary – Expiration’s vary – Locations vary – Bonus sections vary

For nearly 50 years, Entertainment has been helping people save in tough economic times with the big Entertainment coupon book. Today, more then ever, people realize that the premium 50% off and 2-for-1 coupons found in the book help them save on everyday essentials right in their neighborhood including:

  • Dining
  • Shopping
  • Movie Tickets
  • Groceries
  • Services
  • Travel
  • Attractions
  • Car Care
  • Home Furnishings

Plus, with each book purchase you get online access to hundreds of additional local printable coupons and incredible online shopping discounts not found in the book.

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Here’s another post from this blog about saving money on groceries:

13 Tips For Saving Money On Groceries At The Supermarket

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10 Alternate Uses For Car Wax

car_wax_&_clothDid You Know?

Car wax not only shines and protects, but does a whole lot more!

Whether in liquid or paste form, car wax is formulated to fill scratches and give a high shine to nonporous surfaces like glass and metal, while protecting them from smudges and stains. It’s handy in multiple other ways too, so grab a lint-free cloth and get to work.

1.  Keep Appliances Fingerprint-Free

Apply a thin coat of car wax to stainless-steel fridges and stoves. Buff clean to resist fingerprints and smudges.

2.  Shine Your Faucets

Rub car wax onto kitchen and bathroom metal fixtures to keep them shiny and spot-free.

3.  Free-Up Sticky Mechanisms and Hinges

Use car wax to lubricate the hinges of garden shears and scissors.

4.  Fix a Skipping CD

Apply a small dab of car wax to a scratched CD and buff it clean using short strokes along the length of the scratch, not across it. Rinse the CD with water, and let it air-dry before playing.

5.  Combat Corrosion

Apply a thin coat of car wax to brass door knockers, mailboxes, and other outdoor fixtures to keep them from tarnishing.

6.  Fight Mildew

After using your regular cleanser, apply a layer of car wax to the inside and outside of a shower door and buff off with a dry cloth to stave off mildew growth.

7.  Make Closets, Drawers and Windows Easier to Slide Open

Rub a small dab of car wax onto the tracks of sliding closet doors, drawers and windows so they’ll slide more smoothly.

8.  Prevent Bumper Sticker Buildup and Residue

Before placing a sticker on your car’s bumper, rub a tiny bit of car wax onto the area the sticker will cover. Later, it will peel off easily—no gummy mess to scrape off.

9.  Keep Snow from Sticking

Shoveling is hard enough when snow is heavy and damp. Apply two thick coats of car wax to the head of a shovel (or to the inside of your snowblower’s chute) to prevent the white stuff from sticking.

10.  Make a Mirror Fog-Free

Rub a thin layer of car wax onto a bathroom mirror and buff it clean. Next time you step out of the shower, you’ll be able to see your reflection without having to wipe away

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Here’s another alternate use post from this blog that can be a money saver:

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10 Alternate Uses For Brand Name Products

baking_soda1In today’s struggling economy it seems like we’re all looking for ways to save a back and cut back here or there and stretch what we have to it’s maximum potential. So I thought I’d lend a tip from personal experiences and experiments as well as a little ingenuity with the additional assistance of  some reference material to help you maximize your budget with items you probably already have in your household cabinets, pantries, refrigerator, medicine cabinets or garage. You’ll more than likely be amazed at all the things you can do with products you already own. So read on and discover some of these neat tips that you can apply and try them for yourself.

  • Parsons Ammonia Clean Jewelry

Soak in equal parts of ammonia and warm water for ten minutes. Then rub gently with a cloth or soft brush and allow them to air dry. Not recommended for use with pearls.

  • Heinz KetchupRemove Tarnish

By rubbing a dab of ketchup with a cloth or sponge, you can remove tarnish from copper. Repeat again if necessary.

  • Alka-SeltzerUnclog A Drain

You can unclog a sink drain by dropping three Alka-Seltzer tablets down the drain followed by a cup of Heinz White Vinegar. Wait about 10 minutes, then run hot water.

  • Reynolds WrapRemove Rust Spots

Rust spots can be removed from chrome car bumpers by dipping a crumpled-up piece of aluminum foil in small bowl of Coca-Cola. Simply wipe over the rusty spots using a little “elbow grease”.

  • Gold Medal FlourMake Play Dough

Add 50 drops of food coloring (of your choice) to two cups water. Then add two cups of flour, one cup salt, one teaspoon Cream of Tartar and two tablespoons Wesson Corn Oil. Mix well. Place on stove and cook over medium heat for three minutes (or until the mixture holds together). Then turn it onto a cookie sheet (wax paper) and knead to the proper consistency. Let cool. Store in an airtight container.

  • Maxwell House CoffeeRepel Ants

Sprinkle dried coffee grounds outside doors, cracks or other places where ants are known to enter from. Coffee deters ants. They won’t cross through the coffee line.

  • Alberto V05 Hair SprayRemove Ink Stains

Stains can be removed from clothes, vinyl or skin by spraying Alberto V05 Hair Spray on the stain. Blot with clean cloth or sponge until the stain comes up. Then wash clean. (May not work on real difficult stains or heavily set stains)

  • Aunt Jemima Original SyrupRevive an ailing house plant

Add two tablespoons of syrup at the base of the plant once a month.

  • Real Lemon Lemon Juice (from concentrate)Clean a microwave oven

Add four tablespoons Real Lemon to one cup water in a microwave-safe four-cup bowl. Boil for five minutes in the microwave, allowing the steam to condense on the inside walls of the oven. Then wipe clean. Use on regular basis.

  • Vaseline Petroleum JellyRemove chewing gum from hair

Apply a small amount of Vaseline petroleum jelly on two fingers and work into hair where gum is stuck at. With a little effort, the gum should slide ride off. Shampoo afterwards.

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Here’s another alternate use post from this blog that can be a money saver:

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